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A credit bureau, also called a credit reporting agency, is a company that collects and stores information about how you manage your credit and finances.1 This data is then used to create your credit reports, which form the foundation of your credit score. Experian, Equifax and TransUnion are the three major credit bureaus and are often grouped together.2 While they’re not the only bureaus in existence, they are some of the most well-known companies that compete for the business of creditors. Let’s address the data collected by credit bureaus, how they obtain that information to create your scores and reports and how to get in touch with them if something isn’t right.

Outside of mortgages, student loan debt is the largest form of consumer debt - sitting at $1.4 trillion from borrowers across the United States. The average per borrower is $37,172, as of 2017.1 While the severity of the student loan debt crisis is undeniable, the real issue is - how did we get here in the first place?

Many people are re-evaluating their life plan. I think a few months of lock down will do that to a person. People are getting out of cities and heading for wide open spaces and a quieter pace of life. Others have realized the desire to get closer to family. Maybe you have a good base of friends where you live now, but your children have moved away? As they continue to grow families of their own, a thought may cross your mind-- should we move closer to our children (and grandchildren)? If so, what are some financial considerations to keep in mind?

Over half of employees are stressed about their finances.1 As an employee, your career should be a source of financial relief and security—not worry. Ensuring that this rings true for your colleagues is important to both their satisfaction and performance. There’s a reason why 53 percent of companies have started to offer financial wellness programs.2 Keep reading for a full breakdown of financial wellness programs, as well as how to implement one at your own workplace.

If the pandemic completely changed what a day at work looks like for you, you’re not alone. 20 percent of working adults have transitioned to remote work due to COVID-19.1 Adapting to this new workspace isn’t easy, particularly with many companies forced to cut pay in order to preserve non-essential employees. And this may not be temporary. There is much discourse around the fact that the shift to work-from-home (WFH) may be permanent for some. If you are one of the many newly working from home, it might make sense to assume that you’d qualify for a home office tax deduction. But in reality, this tax deduction can prove to be a bit tricky.

For millions, the pandemic has served as a source of financial distress and worry. This rings true, in particular, for investors of all kinds. Market volatility is the highest it’s been since Black Monday, over 30 years ago, not to mention the fact that this is the largest volatility spike linked to a disease outbreak in history.1 Living through COVID-19 is stressful enough. Feeling hopeless about an unpredictable stock market certainly doesn't help. If you’re one of many worrying about their investments, these are some dependable ways to reduce stress and make a plan moving forward.