Latest From Our Blog

People often say that if you want to start saving money, stop eating out so much. With hectic schedules that can be much easier said than done. Sure, it may not seem like eating out a couple of times a week isn’t a big deal and won’t do too much damage, but the truth is, it all adds up. Luckily, there are still ways to indulge the foodie in you while still saving money. The average American household spends $3,000 a year eating out.1 With a statistic like that, seeking out ways to be cost-effective with your food is critical.

Did you know there is a world of families out there that are traveling the globe FULL TIME?! You read that right - these families don't have a brick-and-mortar home; instead, they have prioritized traveling together and seeing the world - and their home might be an RV, a van, or whatever hotel or campsite they are staying in for the night. Just try searching "Full time traveling family" and you'll be shocked at how many families are out there doing this at this very moment. Since any travel can be cost-prohibitive, most people imagine that only those with extreme wealth can afford to travel full time. However, that is not the case. So, how do they fund their trips? Here are 6 of the most common strategies that full-time traveling families use. Even if you aren't looking to take the travel leap full time, keep them in mind when debating if you have enough to save for your next vacation.

When you were a child or young adult, there's a good chance that one of the major lessons you learned from a parent is the value of a dollar. As you get old enough to start managing your own bills and other living expenses, it's important to set your own financial goals to help protect your future.

Last week you read about how to trick yourself into saving money. Trick #3 was find a personal budget software app to simplify the important step of getting a handle on your budget so you can find out how much you can really be saving or where you need to reduce your spending so you can save. Problems with spending vs saving isn’t a new issue in America by any means. In fact, the stats have stayed fairly similar since 2009. But the good news is, today’s savvy savers are leveraging top software applications to help keep their family’s money on track. Here are the top five personal budget software apps you can begin taking advantage of today.

The stats don’t lie - Americans have trouble saving. The federal reserve’s 2017 Economic Well-Being of American Households report shed some eyeopening light on our current state. Approximately 40 percent of Americans would not be able to cover an unexpected $400 expense without either selling something or borrowing money.1 While that number is actually an improvement from 50 percent of adults in 2013, it still shows that saving where we can will help out a lot in the event of that dreaded car issue, dental expense or the multitude of unexpected costs that tend to be inevitable. But the problem is, spending is easier (and often more gratifying in the short term). The best way to save more? Trick yourself using one of these hacks...